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IDAHO ACCESS CARDS |
Idaho Access Cards
What is the Idaho Access Card Program?
Due to the problems created by Idaho's rising uninsured population, the State of Idaho has created several new programs to assist lower income families to provide health insurance coverage for themselves and their children.
These new programs are:- CHIP-B is a limited, direct services benefit plan, administered by the State, that pays for children's primary care services.
- Children's Access Card is a premium assistance program administered in partnership with Idaho insurance carriers. An eligible child qualifies for up to $100 per month in premium assistance or up to $300 per month for families with three or more children.
- Access to Health Insurance is a premium assistance program administered in partnership with Idaho insurance carriers. An eligible adult qualifies for up to $100 per month in premium assistance. Participants must be employees or spouses of employees in a small business (2-50 employees).
As of July 7th 2004, families who's gross annual income is at or below 185% of the Federal Poverty Level (see chart below), will potentially be eligible for the Chip-B and /or Children’s Access Card program benefits. The Access to Health Insurance Program is not slated to begin until July of 2005.
How do I Quailfy for the Idaho Access Card Program?
The first step should be to verify that your family's income falls within the income guidelines of the program. You should first compare your families Gross Annual Income as contained on your most recent Federal Tax Return to the Idaho Access Card FPL qualification chart. (see chart below)
| Federal Poverty Level - 185% | ||
| Include all adults and children living in the household. | ||
| Family Size | Monthly Income | Annual Income |
| 1 | $1,436.00 | $17,223.50 |
| 2 | $1,926.00 | $23,106.50 |
| 3 | $2,416.00 | $28,989.50 |
| 4 | $2,907.00 | $34,872.50 |
| 5 | $3,397.00 | $40,755.50 |
| 6 | $3,887.00 | $46,638.50 |
| 7 | $4,377.00 | $52,521.50 |
| 8 | $4,868.00 | $58,404.50 |
Once you have determined that you might be eligible for benefits under the Idaho Access Card program, the next step is to fill out the application for specialized Health Care and return it to the Semons Financial Group.
Semons Financial Group2824 Poleline Rd. Suite A
Pocatello, ID 83201
Your completed application will be delivered to the Idaho Department of Health & Welfare. Once you have been approved for benefits by the Idaho Department of Health & Welfare you will receive from them a voucher. This voucher will them be sent to whichever insurance company you choose and your premium cost will be 100% offset by your Access Card or Access to Health Insurance Benefits.
The Semons Financial Group is prepared and looks forward to assisting you through each step of this potentially confusing process. For additional information and help please contact us at 208-238-1171.
