Semons Financial Group Services include the following Specialties:

Self-Funded Plans
Self-Funded Health Plans
Self-Funded Dental Plans
Self-Funded Vision Plans
Self Insured Short Term Disability

Fully Insured Plans
Fully Insured Health Plans
Fully Insured Dental Plans
Fully Insured Vision Plans
Short Term Disability
Long Term Disability
Business Life and Disability Insurance Plans

Other Programs
Custom proprietary Rx Card programs for small and large employers
Flexible Benefits Spending Plans
Section 125 Plans
HRA's (Health Reimbursement Arrangements)
MSA's (Medical Savings Accounts)
Retirement Plans 
Mutual Funds, Variable Annuities and Variable Universal Life

Web Based Services

IApp - This fully proprietary, one of a kind system allows you the ability to quickly and accurately collect personal Health Information from your employees in total compliance with new federal HIPAA legislation.  As part of Iapp, we also offer administrative tools that speed up and ease the ongoing administration of your employee benefit plans.

COBRA Administration – Upon notification by our Internet based administrative system, we seek to make personal contact with your COBRA eligible employees and dependents within 48 hours.  We realize that good COBRA administration hinges on the speed with which the process is executed.

Buy-Down Deductible Administration – As an added service to our clients using Deductible buy-down concepts, we offer internet based administration services.  At any interval the employer can view all reimbursements that need to be made so regardless of your businesses payroll or check writing frequency you can have quick and efficient availability of your data without having to do it yourself and risk HIPAA violations.

Semons Financial Group works effectively with numerous TPA's (Third Party Administrators and is licensed with over 50 of the nation's top insurance companies giving you full opportunity to keep your employee benefit plans competitive year after year.